Scam Section Contents

Annual credit report.
Auto Accident
Cashier Check
Check Is In The Mail
Cover Your VIN #
Don’t Dial These AreaCodes
Don’t Flash Head Lights

ID Theft
Jury Duty Scam

Ladies Please Read
Mobile Phone Info
Perfume Scam
Phone Card Scam
Popular Scams
Predatory Lender
Prevent Idenity Theft
You Dropped This
Email Scams
Scam Email

Unfortunately we all need to watch for scams.
I plan to add new ones to this location frequently.
Many of these articles on scams have been around for
awhile or they get changed a little. Sometimes it is good to review these just to keep your guard up.

Most of the precautions we can take against scams are common sense. Never give your credit card, social security number, bank account numbers or any personal information to anyone over the phone that has contacted you. Make sure the internet site, you are ordering from is protected with a secure server. Look for hppts:// (the “s” means secure.) Also look for the little padlock symbol in the lower right hand corner.

Whenever you are getting information always ask for  the persons name. If they refuse to give it to you it is probably time to look for a different place to do business. If you do have to file a complaint, you will need names and dates to put in your letter. Your credibility will be much higher if you can name specifics

                                  Ladies Protect Yourselves

Here are some suggestions from a former law enforcement officer. He targeted the ladies, but I think everyone should read this and remember some of his tips.

The elbow is the strongest point on your body. If you are close enough to use it. If a robber asks for your wallet and or purse, DO NOT HAND IT TO HIM. Toss it away from you. When he is distracted run like mad in a zig zag fashion.

If you are ever thrown into the trunk of a car: Kick out the tail lights and stick your arm out the hole and wave like crazy. The driver can’t see you but other people can.

Women have a tendency to get into their cars after shopping, eating, working etc. and just sit. DON’T DO THIS. A predator will be watching you, and this could give him or her a perfect time to open your passenger side door and put a gun to your head. AS SOON AS YOU GET IN YOUR CAR LOCK THE DOORS AND LEAVE.

Getting in your car in the parking lot.

Be aware: look around you, look into your car, at the passenger side door and in the back seat.

If the drivers side of your car is parked next to a big van, enter your car from the passenger side. Most serial killers attack their victims by pulling them into their vans while women are attempting to get into their cars.

Look at the cars parked next to yours, on both sides, if either contains a male sitting alone. Walk back into the mall or store and ask someone to walk you to your car. IT IS ALWAYS BETTER TO BE SAFE THAN SORRY.

Always take the elevator instead of the stairs.

If the predator hasRUN! He can only hit a running target 4 times out of a hundred. If you are one of the 4, chances are he will not hit you in vital organ.

Women are always trying to be sympathetic: STOP IT! It may get you raped or killed. Ted Bundy, the serial killer, was a good looking well educated man, who ALWAYS played  on the sympathies of women. He walked with a cane, or a limp, and often asked “for help” into his vehicle, which is when he abducted his next victim.

Another scam is a crying baby on your front step. DO NOT open the door. Call the police. The bad guys record a baby’s cry and put the recorder near a window or on your front step to lure you out of the house. This was talked about on America’s Most Wanted.


This is a real scam email message that almost caused me to click on the link, but it did not look right so I called Bank of America and they told me it is a fraudulent email and to forward it on to their abuse department.

When you first look at it the natural tendency is to click on the link and fix your account, but lets examine it more closely. Notice it is addressed to Bank of America Customer, not Mr.xxxxxx. Also notice the phone number at the end 1-800-Bank of America

If I had clicked on the link it chances are it would have installed a key logger on my computer and it would send all my keystrokes inclucing passwords back to the crook. Bye bye bank account

                                                                                       Here is the email
Important Message Notification Alert

Dear Bank Of America Customer,

For your Online security, the profile that you are using to access Bank Of America Financial Group Online Banking has been locked because of too many failed login attempts. You can unlock this profile online by selecting an option below:

Unlock your account profile with xx

We regret any inconvenience this may cause you, we are requesting this information to verify and protect your identity. This is in order to prevent the use of the South Africa banking system in terrorist and other illegal activity.

Security Advisory,

Bank Of America Customer Service Center.


failure to update your account at least 24hrs of notice might lead to account being locked and online access will be restricted.

Equal Housing LenderMember FDIC(c) Copyright 2008 Bank Of America Financial Corporation - 1-800-Bank Of America .                                                    end of email

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